Amanda and I took some steps backward financially when we made the move from our apartment into the church-owned house last month. For us, August will be an opportunity to get back on track and essentially re-build some things:
1. Use only cash for purchases. Exceptions include: gas (card), contribution (check), and bills (online and checks). We have done this before with success; the emotional connection to cash helps us make much better decisions.
2. Keep track of every single penny spent. This is something we have attempted to do on several occasions, but have not completed it to satisfaction. Our regular expenditures have changed some with the move, so we need to re-evaluate what all is currently going out.
3. "Pay ourselves" $50 a week. We have a long way to go with our savings goals. It has been several months since we have saved like we are capable (and need to).