Do We Spend More When We Swipe Plastic? (via Poorer Than You) I've heard this claim over the past several years (of course, it hasn't exactly kept me from using our debit card instead of cash). PTY doesn't set out to disprove the claim, only to verify or validate its source. Officially, there is no firm conclusion. However, I tend to agree with PTY's assessment that it depends on personality rather than monetary medium.
Often, when reading books, it is easy to forget that real people have become debt free. Leah and I are working hard toward that end, and getting closer every day. I truly believe that we will be debt free by the end of 2008, and hopefully sooner than that.
Sometimes it can be easy to lose motivation, though. This is a long process, and there are defeats. So how do you stay motivated? You realize that others have done it!
If you need a little motivation, watch (or listen to) the following video. I hope it helps you get going...or get going again!