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Showing posts with label dining. Show all posts
Showing posts with label dining. Show all posts

Thursday, January 31, 2008

Long Trips: Money Tips

Next week my family and I will head to Henderson, Tennessee, for the annual Freed-Hardeman University Bible Lectures. We are planning on leaving early Monday morning and staying until Friday morning.

Being gone that long, and with the type of schedule the lectures have, we will have to eat out quite a bit. Here are some things we do to help this not destroy our budget.

1. We already have the cash set aside. We go to this lectureship each year, so we know about how much we spend on food. So, back in December, we set aside enough money to pay for our meals and our hotel room. That way the only thing coming out of our budget is gasoline.

2. We stay at a hotel with breakfast, but we also buy some items. The "breakfast" at this hotel consists of a few Little Debbie snack cakes and Sunny D. I can't drink anything with that much sugas in it early in the morning. Also, we are very busy until lunch (at around 11:30), so we need something with substance. So, we take our own juice and usually take a few homemade muffins or other items. While this doesn't really save us money at breakfast, it can help save money at lunch; since we are not as hungry.

3. We don't buy snacks throughout the day. During the brief breaks, it can be tempting to go grab a soda or candy bar for a little "pick me up." To be honest, we might do this one time during the week, but we simply avoid doing it daily. We only buy a little snack if we are going to have time to enjoy it.

4. My wife orders water (and I do, too, ... sometimes). We usually eat fast food for lunch, but then we try to have a "sit down" meal for supper. As you know sodas, tea and other drinks greatly add to the total bill. Drinking water can really help keep costs down, especially if you are eating out a lot.

5. We ask about our daughter eating free. She is just 2 and doesn't eat all that much right now. However, we do not want to just assume that she can eat from our plates. We like to ask so that, if another worker sees her doing so, we can say that we asked about it. So far, we have never had a problem with this, and that alone saves a lot of money. Many restaurants charge anywhere from $2-$6 for a child's meal!

6. In connection to that, our daughter drinks water nearly every meal. She likes it, so that helps!

7. We take advantage of discounts or gifts. I am one of the song leaders at the lectureship next week, and, as such, I am entitled to a free meal on campus. That means that one of our meals will be eaten at half-price. The line for this meal is always long, but you can't beat half-price food! (And the food is quite good.)

Whether it is a vacation or a business trip, nearly everyone will face a trip like this one at some point. Using some planning and a little common sense will help you avoid running through your food budget, and will help you have a little extra money at the end of the trip. Maybe you can use that money to buy a souveneir for the kids!

Monday, December 10, 2007

Eating Out? Where Does the Money Go?

My wife and I do not have a "blow" section of our budget. We just don't blow money right now (or we do our best not to!). However, we do have a couple of areas of our budget where we splurge every now and again. One is that we still have DirecTV, but we do not have a large package (and we renegotiated our bill down to less than $40/month, with two receivers).

The other is that we still go out to eat sometimes. We don't go a lot, but we do like to "grab a burger" every couple of weeks. We also like to "dine" about once a month. We don't go to five-star restaurants, but we also don't go to Waffle House for our fine dining!

However, just because we set aside money for eating out does not mean we can just pile up a huge bill when we do so. Many people leave a restaurant and have no idea where all the money went. Here are some "little" things that really add up when you eat out:

1. Appetizers and desserts. At most national chains (think Applebee's, Olive Garden, etc.), these can be anywhere from $5-$10 each. Just adding one appetizer and/or dessert can make a bill get large quickly. Why do you think the wait staff asks you if you want them?

Two people: one gets an appetizer, the other dessert: add about $15 to your bill.

2. Not drinking water. I have to admit, I "add this" on my bill nearly every time I eat out. I drink a lot of water during the day, so, when I eat out, I want something else. This being a Christian blog, we're not even going to discuss the cost of alcohol. But just think of a soda, tea or lemonade. $1.50-$3.00 per person! And many restaurants are starting to offer "premium" drinks, like specialty sodas that are even more.

Two people: two "non-water" drinks: add about $4 to your bill.

3. Over-ordering. Some restaurants have smaller and larger versions of certain dishes. Many have half-portions if you will just ask, especially on large dishes. Often we are guilty of letting our eyes tell us we will eat a 12 ounce steak, when we only end up eating 6 or 8 ounces. If you constantly have food left over, ask about smaller portions, OR...

4. Not getting to-go boxes. When you have food left over and you can take it home, but fail to do so, you are leaving money on the table. If an entree costs $10 and you each 3/4 of it, but don't take the rest home, you, in essence, just left $2.50 on the table...and not as a tip. Sometimes you are travelling and cannot take food home, but you often can. Do so if possible.

Two people: don't eat (or take home) 1/4 of two $10 entrees: you just lost $5.

5. Tipping Too Much. I think tipping is a great thing. Many waiters are great and earn their money through kind service and quick response. Others, though, don't. They are just there and don't do well at all. There are some who think you should tip a certain percentage "no matter what, because it's just the right thing to do." I can't disagree more! While I always leave a tip, a waiter has to earn a larger tip.

Two people: overtip by $3.

Add all those things up. On a typical night at a typical restaurant, by just doing these five things, you have over-spent (or lost) $27. Now, do that once a month (which is way less than most people eat out), and you have just thrown away over $300 just in "extras" while eating out.

You can eat out and be frugal, but you have to think and plan ahead.